Access High Value Goods with Flexible Payment Options
Explore DAKA.BIDHAA's product catalogue offering high-value goods at fixed prices, with options for monthly payments, universal credit, and simplified credit access. Targeting middle-income individuals with monthly incomes over 200,000 TSH, both urban and rural consumers can benefit from this innovative platform. Key partners include product suppliers, financial service providers, and credit check bureaus. The business model includes revenue streams from product sales, interest on loans, and savings accounts.
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Presentation Transcript
DAKA BIDHAA timiza ndoto yako leo
The Product Catalogue of high value goods (over 100,000 tsh) at fixed prices Consumer products and business packages Available for monthly payments (savings in disguise) Universal credit available for 10% of value of goods Extra credit available through credit check Repayments can be made at any partner FSP
Value Proposition Allowing middle income population access to high value goods Universal access to 10% credit interest free for 6 months Access to simplified credit
Customer Segments Average monthly income over 200,000 Urban and rural populations within 100km of a major urban centre If rural, village population over 300
Key Partners Product Suppliers Financial Service Providers Credit Check Bureau (First Access) BoT / TRA
Cost Structure Salaries / Commission Travel Marketing Material / Media Bad Debt
Revenue Streams Profit from selling high value products (30% margin net) Interest from loans for those eligible Interest from savings accounts
