Aflac Office Policies and Premium Rates Overview
Explore the new Aflac office at NTUA Headquarters, learn about the policies effective September 1, 2022, and view the weekly rates for various insurance coverage options. Understand the payroll deductions, enrollment process, and cancellation policies. Get insights on different policy categories such as Accident, Hospital, Dental, Vision, Critical Illness, Short Term Disability, and Cancer. Discover the benefits included and how they complement AFLAC coverage.
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Presentation Transcript
Policies Effective September 1, 2022 Policies Effective September 1, 2022 Aflac has a new office located in the NTUA Headquarters Building with Autumn Tsosie-Hood as Office Administrator. Hours are Monday through Thursday from 8am 5pm. 928.729.4652/Office 928.729.4612/FAX 505.320.4590/Cell or FINANCIAL FINANCIAL ANALYSIS ANALYSIS janet_vaughn@us.aflac.com. ECONOMIC ECONOMIC ANALYSIS ANALYSIS ECOLOGICAL ECOLOGICAL ANALYSIS ANALYSIS GREETINGS from Janet Vaughn I have listed for you WEEKLY RATES for all POLICIES, but remember that you have only 20 SEMI MONTHLY PAYROLL DEDUCTIONS with NO DEDUCTIONS in the Summer months. I look forward to visiting with each one of you. Phone and Text seems to work very well. I have provided an Enrollment Sheet that needs to be Emailed back to me. I will reach out to you to review your Existing Policies and make whatever changes you want, for an Effective Date of September 1, 2022. All POLICIES are Pre-Tax, except for Short Term Disability and Mass Mutual.
Policies are 100% paid by employees through payroll Policies are 100% paid by employees through payroll deductions deductions Premium amounts vary per policy Premium amounts vary per policy Individual, One Parent Family, Insured and Spouse, and Individual, One Parent Family, Insured and Spouse, and Two Parent Family Policies are available Two Parent Family Policies are available Pre Pre- -Tax Policies Tax Policies Cannot cancel throughout the year. Can only cancel during Cannot cancel throughout the year. Can only cancel during Open Enrollment Open Enrollment Provides a tax savings Provides a tax savings Post Post- -Tax Polices Tax Polices Can cancel anytime Can cancel anytime No tax savings No tax savings FINANCIAL FINANCIAL ANALYSIS ANALYSIS ECONOMIC ECONOMIC ANALYSIS ANALYSIS ECOLOGICAL ECOLOGICAL ANALYSIS ANALYSIS AFLAC AFLAC
ACCIDENT ACCIDENT ACCIDENT ACCIDENT HOSPITAL HOSPITAL DENTAL DENTAL VISION VISION AFLAC AFLAC POLICIES POLICIES AND AND WEEKLY WEEKLY COST COST Individual $5.55 Emp./Spouse $9.78 One Parent $9.72 Two Parent: $14.01 Individual $13 - $17 Emp./Spouse $22 - $29 One Parent: $19 - $22 Two Parent: $24 - $32 Individual $5.79 Emp./Spouse $8.28 One Parent: $9.93 Two Parent: $12.96 Individual $3 - $7 Emp./Spouse $5 - $11 One Parent $5 $8 Two Parent: $7 - $12
CRITICAL CRITICAL ILLNESS ILLNESS SHORT TERM SHORT TERM DISABILITY DISABILITY CANCER CANCER CLASSIC CLASSIC CANCER CANCER AFLAC AFLAC POLICIES POLICIES AND AND WEEKLY WEEKLY COST COST Individual $4 - $9 Emp./Spouse $7 - $18 One Parent: $6 - $13 Two Parent: $8 - $19 Individual $7.32 Emp./Spouse $12.45 One Parent $7.32 Two Parent: $12.45 Premium varies based on disability amount and term. EMPLOYEE COVERAGE ONLY
Pays in addition to AFLAC Pays in addition to AFLAC - - Pays for ALL Sickness and Accidents and Accidents BENEFITS/ BENEFITS/Designed to Maximize In Designed to Maximize In- -House Hospital Stay Initial Hospitalization/$1,500 Initial Hospitalization/$1,500 Daily Hospitalization/$300 per Day Daily Hospitalization/$300 per Day ICU/$500 per Day ICU/$500 per Day Air Ambulance/$1,500 Ground Ambulance/$500 Air Ambulance/$1,500 Ground Ambulance/$500 Guaranteed Issue Guaranteed Issue (NO Health Questions) (NO Health Questions) Period) Period) Pre Pre- -Tax Policy Tax Policy Provides a tax savings Provides a tax savings Cannot cancel throughout the year Cannot cancel throughout the year Pays for ALL Sickness House Hospital Stay FINANCIAL FINANCIAL ANALYSIS ANALYSIS ECONOMIC ECONOMIC ANALYSIS ANALYSIS ECOLOGICAL ECOLOGICAL ANALYSIS ANALYSIS (NO Waiting TRANS TRANS AMERICA AMERICA HOSPITAL HOSPITAL SELECT III SELECT III EFFECTIVE 9/1/22 EFFECTIVE 9/1/22 (NO Waiting Individual Individual - - $10.01 One Parent One Parent - - $14.91 $10.01 $14.91 Emp/Spouse Emp/Spouse - - $21.75 Two Parent Two Parent - - $24.69 $21.75 $24.69
Protection for your Protection for your ENTIRE CASH VALUE CASH VALUE to help you achieve your financial goals or to help you achieve your financial goals or borrow funds if you need to. borrow funds if you need to. Does NOT cancel at age 70 like TERM Does NOT cancel at age 70 like TERM Key Features Key Features Guaranteed Death Benefit Guaranteed Death Benefit Guaranteed Cash Value Guaranteed Cash Value Guaranteed Level Premium Rates based on Guaranteed Level Premium Rates based on Age of Issue Premium Rates Premium Rates DO NOT increase with age DO NOT increase with age Policies are 100% paid by employees through payroll Policies are 100% paid by employees through payroll deduction deduction ENTIRE lifetime PLUS the ability to build lifetime PLUS the ability to build FINANCIAL FINANCIAL ANALYSIS ANALYSIS ECONOMIC ECONOMIC ANALYSIS ANALYSIS ECOLOGICAL ECOLOGICAL ANALYSIS ANALYSIS MASS MASS MUTUAL MUTUAL WHOLE LIFE WHOLE LIFE INSURANCE INSURANCE Age of Issue. .