Effective Strategies for Managing Debt and Avoiding Scams

Discover practical tips for handling debt, such as creating a budget, prioritizing payments, and contacting creditors. Learn about credit counseling, debt management plans, and debt settlement programs. Gain insights on recognizing and avoiding debt relief scams. Find resources to stay informed and report fraud effectively.

• Debt management
• Avoiding scams
• Credit counseling
• Financial education
• Debt relief

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Uploaded on Jul 23, 2024 | 5 Views

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Presentation Transcript

1. How to Cope With Debt and Avoid Debt Relief Scams First name Last name | Date

2. Who We Are and What We Do Protecting Consumers Enforcement Consumer and Business Education Building Partnerships and Coalitions

3. Self-help Options Make a budget consumer.gov/budget

4. Self-help Options Prioritize debts

5. Self-help Options Contact creditors Deal with debt collectors

6. Getting Help Credit counseling Debt management plans

7. Getting Help Credit counseling How it works Choosing a credit counseling organization

8. Getting Help Credit counseling Questions to ask

9. Getting Help Debt management plans How they work Questions to ask

10. Other Debt Relief Options Debt settlement programs How they work

11. Other Debt Relief Options Debt settlement programs Risks

12. Avoiding Debt Settlement Scams Signs of a scam Deceptive claims and broken promises Other red flags

13. Report Fraud to the FTC English: ReportFraud.ftc.gov Spanish: ReporteFraude.ftc.gov

14. FREE Resources Learn about coping with debt: ftc.gov/debt Keep in touch: ftc.gov/consumeralerts Get print materials: ftc.gov/bulkorder

15. Questions

16. Thank you