Exploring Army Reserve Benefits and Opportunities

SGM (Mr.) Harry A. Black SGM (Mr.) Harry A. Black ETS Counseling Brief ETS Counseling Brief Don t leave the USAR without knowing which benefits, incentives, and opportunities you re leaving behind! Presented by: MSG Jeffrey Heckman Army Reserve Careers Group Area Leader UNCLASSIFIED / FOUO 1 Twice The Citizen!

Topics of Discussion Introduction Current Lump Sum Bonuses for Reenlistments Reclass Opportunities TS/SCI Reclass schools ASVAB Retakes Tuition/Credentialling assistance Post 9/11 GI Bill vs. 1606 Montgomery GI Bill Active Guard/Reserve (AGR) Active Duty for Operational Support (ADOS) Student Loan Repayment Program (SLRP) Tricare Reserve Select Health Insurance Blended Retirement System (under const) Continuation Pay VA Home Loan VA Disability (under construction) IRR Roles and Responsibilities UNCLASSIFIED / FOUO 2 Twice The Citizen!

Introduction What is an Army Reserve Career Counselor (ARCC) We build and process reenlistment contracts Provide exit and unit transfer counselings We offer Army Reserve career options Assist in unit transfers We have knowledge to current reenlistment incentives Assist the Soldier with obtaining incentives/benefits We are not in your chain of command! Interested in becoming an ARCC (79V)? E5+, 105 GT score. Great AGR opportunity. Inquire after the brief. UNCLASSIFIED / FOUO 3 Twice The Citizen!

Current Lump Sum Bonuses for Reenlistments 3-year reenlistment $5,000-$7,500 4-year reenlistment $6,500 - $10,000 * Not all MOS have bonuses 5-year reenlistment $8,000 - $12,500 6-year reenlistment $10,000 - $15,000 & Student Loan Repayment $10,000 - $30,000 UNCLASSIFIED / FOUO 4 Twice The Citizen!

Reclass Opportunities Good for AGR Good for WARRANT OFFICER 12 ENGINEER 15 AVIATION 25 COMMUNICATIONS AND INFORMATION 12B Combat Engineer 15B Aircraft Powerplant Repairer SYSTEMS OPERATION 12C Bridge Crewmember 15D Aircraft Powertrain Repairer 25BInformation Technology Specialist 12K Plumber 15F Aircraft Electrician 25C Radio Operator-Maintainer 12M Firefighter 15G Aircraft Structural Repairer 25D Cyber Network Defender 12N Horizontal Construction 15H Aircraft Hydraulics Repairer 25H Network Comm Systems Specialist Engineer 15N Avionic Mechanic 25M Multimedia Illustrator 12R Interior Electrician 15P ***Aviation Operations Specialist 25N Nodal Network Systems Operate/Maintainer 12T Technical Engineer 15Q Air Traffic Control Operator 25S Satellite Comm Systems 12V Concrete and Asphalt 15T UH-60 (Black Hawk) Repairer Operate/Maintainer Equipment Operator 15U CH-47 (Chinook) Repairer 25U Signal Support Systems Specialist 12W Carpentry/Masonry UNCLASSIFIED / FOUO 5 Twice The Citizen!

91 MECHANICAL MAINTENANCE 38 CIVIL AFFAIRS 31 MILITARY POLICE 91B Wheeled Vehicle Mechanic 38B Civil Affairs Specialist 31B Military Police 91C Utilities Equipment Repairer 42 ADJUTANT GENERAL 31E Internment Resettlement 91D Power-Generation Equipment Repairer 42A HumanResources Specialist 35 MILITARY INTEL 91E Allied Trade Spc (Machining and Welding) 46 PUBLIC AFFAIRS 35F Intelligence Analyst 91J Quartermaster and Chemical Equipment Repairer 46Q Public Affairs Specialist 35G Geospatial Intelligence Imagery Analyst 91L Construction Equipment Repairer 46R Public Affairs Broadcast Specialist 35M Human Intelligence Collector 92 SUPPLY AND SERVICE 56 RELIGIOUS SUPPORT 56M Chaplain Assistant 35P Cryptologic Linguist (various 92A Automated Logistical Specialist languages) 79 RECRUITING 92F Petroleum Supply 35S Signals Collector/Analyst 79R Recruiter 92G Culinary Specialist 36 FINANCIAL MANAGEMENT 79V Army Reserve Career Counselor 88 TRANSPORTATION 92L Petroleum Laboratory Specialist 36B Financial Management Technician 92M Mortuary Affairs 88H Cargo Specialist 37 PSYCHOLOGICAL OPERATIONS 92S Shower/Laundry and Clothing Repair Specialist 88M Motor Transport Operator 37F PsyOps Specialist 92W Water Treatment Specialist 88N Transportation Management 92Y Unit Supply Specialist Coordinator UNCLASSIFIED / FOUO 6 Twice The Citizen!

Reclass Opportunities Medical MOS 68N Cardiovascular Specialist (68N) 68A Biomedical Equipment Specialist (68A) 68B Orthopedic Specialist (68B) 68P Radiology Specialist (68P) 68C Practical Nurse Specialist (68C) 68Q Pharmacy Specialist (68Q) 68D Operating Room Specialist (68D) 68R Veterinary Food Inspection Specialist (68R) 68E Dental Specialist (68E) 68S Preventive Medicine Specialist (68S) 68F Physical Therapy Specialist (68F) 68T Animal Care Specialist (68T) 68G Patient Administration Specialist (68G) 68U Ear, Nose and Throat (ENT) Specialist (68U) 68H Optical Laboratory Specialist (68H) 68V Respiratory Specialist (68V) 68J Medical Logistics Specialist (68J) 68K Medical Laboratory Specialist (68K) 68W Health Care Specialist (68W) 68L Occupational Therapy Specialist (68L) 68X Mental Health Specialist (68X) 68M Nutrition Care Specialist (68M) 68Y Eye Specialist (68Y) UNCLASSIFIED / FOUO 7 Twice The Citizen!

Reclass Opportunities Any Military Intel + Top Secret Security Clearance (TSSCI) TPU Intelligence Analyst (35F) + TS/SCI & 3 yr AGR Tour (9/11 GI Bill) or GS position = (monetarily compensated and free schooling) (included) (salary & experience and now 9/11 eligible) (salaried experience) $125k+ per year with contracting agency & Full 9/11 GI Bill benefits (AGR Option) 35F Reclass School = 4 Phases: Phase I = 80 hours Distance Learning Phase II = 2 weeks and 2 days Phase III = 1 week and 4 days Phase IV = 1 week and 2 days TS/SCI application submitted soon after inprocessing! Soldier has 2 years to become Duty MOS Qualified UNCLASSIFIED / FOUO 8 Twice The Citizen!

Reclass Opportunities Reclass Schools Majority of MOS at a reclass school (NOT AIT) ***Except medical due to clinicals All reclass schools are 2-4 Phases and phases are typically quarterly but can differ 1st phase is either distance learning or ~2 weeks 2nd phase is ~2 weeks 3rd and 4th phase (if needed) are 1.5-~2.5 weeks Soldier has 2 years to become Duty MOS Qualified Examples: 12K Plumber: 67 hours distance learning and then 2-week school 31B Military Police: 2 phases of 2 weeks 37F PsyOps: 116 Hours of distance learning then 2 phases of 2 weeks (no selection process) 42A HR Specialist: 2 phases of 2 weeks 92Y Supply Specialist: 2 phases of 2 weeks UNCLASSIFIED / FOUO 9 Twice The Citizen!

Reclass Opportunities ASVAB Retakes Armed Forces Classification Test (AFCT): Evaluates military personnel who wish to improve their ASVAB scores for reenlistment or reclassification. The AFCT can be administered unlimited times in a Soldier's career. Memo required from commander to take AFCT. You can not retake your ASVAB/AFCT while in the IRR! AFCT retakes are held at the FT Carson Education center at 719-526-2124 UNCLASSIFIED / FOUO 10 Twice The Citizen!

Post 9/11 GI Bill vs. 1606 Montgomery GI Bill Post 9/11 Eligibility Requirements: Met eligibility requirements for another GI Bill Served on Active Duty at least 90 days all at once or with breaks on or after 10 Sept 2001 Honorable Discharge Forever GI Bill If Member Serves Max Benefit 100% At least 36 months *includes IADT Service-connected disability discharge, w 30 continuous days of AD At least 30 months, but less than 36 months* At least 24 months, but less than 30 months* At least 18 months, but less than 24 months At least 12 months, but less than 18 months At least 06 months, but less than 12 months At least 90 days, but less than 06 months 100% 90% 80% Benefits: Pays tuition and fees Monthly basic housing allowance (BAH); E5 w/ dependents Online students will get BAH national rate: $916.50 monthly $1,000 for books and supplies Transferable to family member with 4-year USAR commitment Can be used immediately (including BAH) 70% 60% 50% 40% Can not be transferred once in the IRR! UNCLASSIFIED / FOUO 11 Twice The Citizen!

Post 9/11 GI Bill vs. 1606 Montgomery GI Bill Eligibility Requirements: Training Time Monthly Rate $439 Must have a 6-year Selected Reserve obligation Full time student Maintain good standing in an Active Reserve unit Must be an Active Reservist (TPU) 75 percent student 50 percent student Less than 50 percent $270 Completed High School/GED Not transferrable $219 Benefit is forfeited once you transfer to the IRR! $ 90.50 UNCLASSIFIED / FOUO 12 Twice The Citizen!

Credentialling Assistance Credentialing Assistance (CA) support Soldiers professional development and prepares them for meaningful employment upon their transition from military service to the civilian workforce. Common Certifications: Associate Professional in HR (aPHR) Certified Logistics Technician (CLT) Certified Personal Trainer (CPT) Certified Welder (CW) Commercial Commercial Drivers License (CDL) Emergency Medical Technician (EMT) Lean Six Sigma Project Mgt Professional (PMP) Private Pilot, Airplane Single Engine Key Points CA benefits pay up to $4,000 per fiscal year; this amount includes TA benefits Must meet basic Tuition Assistance requirements Can not be used while in the IRR! Need more info? Click here: Credentialling Assistance UNCLASSIFIED / FOUO 13 Twice The Citizen!

Active Guard/Reserve (AGR) Obtain Active Duty (Title 10) benefits without the Active Duty Army Stressors! No CQ, No organized 0500 PT, No lawn mowing, No barracks, No DFAC Apply here! Simple two-page application process through Human Resources Command If accepted to an AGR position, you can turn it down Initial 3-year tour (100% POST 9/11 GI BILL BENEFITS!!!) Majority of MOS have AGR positions; however, they may be limited Best chances to go AGR: 25B, 42A, 91B, 92Y, 79R, 79V Compensation (AGR/Title 10): Only base pay is taxed! Basic Allowance for Housing (BAH), Not taxed Basic Allowance for Subsistence (BAS), Not taxed Clothing Allowance, Not taxed Frequent Temporary Duty (TDY) assignment opportunities with Per Diem No cost health insurance for Soldier and family (saves thousands per year) No cost medications for Soldier UNCLASSIFIED / FOUO 14 Twice The Citizen!

Active Duty for Operational Support (ADOS) MOBCOP/Tour of Duty Recruiting Assistant (5-day orders) Ask your unit for ADOS availability CONUS/OCONUS mobilizations/deployments (inquire with ARCC) UNCLASSIFIED / FOUO 15 Twice The Citizen!

Student Loan Repayment Program (SLRP) Offered to MOS-qualified Soldiers upon signing a six-year reenlistment Payments are made directly to the loan holder. Please note: payments are taxable income. Payments are made on Federal Education loans that are at least one year old at the time of Soldier s contract anniversary date. SLRP payments are not automatic; you must apply annually Maximum payment is 15% of loan balance, but cannot exceed contract amount SLRP is forfeited once you enter the IRR! Example: Soldier is contracted for $20,000 SLRP, but loan balance is $7,000, the annual payment amount would be $1,050 (15% of 7k loan balance) To initiate payment request: https://selfservice.rcms.usar.army.mil/SelfService/home/selfservice -> Education and Incentives For additional information: Call: 1-800-339-0473 or 703-539-6273 E-mail: usarmy.usarc.ocar.mbx.rcms-helpdesk@mail.mil Example: Soldier is contracted for $10,000 SLRP. The loan amount is $15,000; the annual payment would be $1,500 (15% of 10,000) UNCLASSIFIED / FOUO 16 Twice The Citizen!

Tricare Reserve Select Health Insurance https://newsroom.tricare.mil/News/TRICARE-News/Article/3582211/know-your-2024-tricare-health-plan-costs https://www.healthmarkets.com/resources/health-insurance/health-insurance-cost-per-month/ https://www.tricare.mil/CoveredServices/Pharmacy You can not enroll in Tricare Reserve Select while in the IRR! UNCLASSIFIED / FOUO 17 Twice The Citizen!

VA Home Loan Must complete 6 good years in the Army Reserve Need more info? Click here: VA Home Loan Prior Active Duty are eligible with <6 years IRR time does not count Down payment recommended by not required* Lower interest rates than conventional mortgages Limited closing costs No Private Mortgage Insurance (PMI) required (saves $) Can be used multiple times* UNCLASSIFIED / FOUO 18 Twice The Citizen!

Blended Retirement System (BRS) Your contributions are matched by up to 5% of your pay and tied to the Thrift Savings Plan (TSP) Lifecycle fund Service Automatic (1%) Contributions: If you opt in, the Army will begin contributing an amount equal to 1% of your basic pay into your TSP account each month. Service Matching Contributions: The Army will match up to an additional 4% of your basic pay. You can only receive a maximum contribution from your service of an amount equal to 5% of your basic pay. Enrollment: If you opted in for BRS, you will be automatically enrolled into the TSP s Lifecycle (L) Fund appropriate for your retirement Need more info? Click here: BRS Portability: Your TSP account is portable. You can leave it with the TSP to grow or you can move it to another qualifying government or private- sector retirement account, when you separate or retire from service. UNCLASSIFIED / FOUO 19 Twice The Citizen!

Continuation Pay Cash bonus given to service members who are enrolled under the Blended Retirement System, meet certain requirements and elect to serve additional years of service (4 Years for CY 22). Can receive in conjunction with other incentives i.e., reup bonus, Unit Bonus, Student Loan Repayment Program etc Members of the USAR in a drilling status may be eligible to receive a multiplier of 0.5 to six times their monthly basic pay (as if serving on active-duty). CALENDAR YEAR 22 RATES* Army Reserve 4x Active duty monthly basic pay Example: SSG, 12 YOS = $16,683.80 Eligibility requirements Need more info? Click here: Blended Retirement System 1. Must be on Blended Retirement System (BRS) 2. Must meet 12 YOS during current Calendar Year 3. Cannot have more than 12 YOS 4. Cannot receive Continuation Pay more than once UNCLASSIFIED / FOUO 20 Twice The Citizen!

IRR Roles and Responsibilities Must submit current contact information/updated home of record throughout your IRR time Contact ARCC or HRC to update whenever you relocate ARCC will contact/follow up with IRR Soldier 2+ times per year Subject to recall as dictated by Presidential declaration Must maintain medical readiness/physical fitness requirements/recreational drug abstinence Subject to annual musters by Human Resources Command (meet with ARCC to update above) Monetarily compensation whenever called to muster Typical muster 1-2 hours in duration UNCLASSIFIED / FOUO 21 Twice The Citizen!

Exit Survey You unit commander, 1SG, and Retention NCOs need to know what we are doing right and what needs to be addressed for improvement so we can make it better for the next iteration of junior enlisted and NCOs. Tell us how we can improve. Please be honest and forthcoming. As a reminder, Army Reserve Career Counselors are not in your chain of command. We garner no personal gain on how a Soldier responds to this survey, we are only trying to improve future Soldiers experience. We do not collect Soldiers personal email. Please reject any cookies if the option is presented. Exit Survey UNCLASSIFIED / FOUO 22 Twice The Citizen!

Army Reserve Benefits Overview UNCLASSIFIED / FOUO 23 Twice The Citizen!