Financial Aid for College
Financial aid for college includes grants, scholarships, loans, and work-study programs. It is money provided to students to help cover educational expenses. Grants and scholarships do not need to be repaid, while loans require repayment. Sources of financial aid include the federal government, states, colleges, private organizations, and employers. Understanding the types and sources of financial aid is essential for funding higher education.
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value proposition Describes the benefits customers can expect from your products and services HCIB endevours Value Proposition Development 040617 Founders: Bradley Thorne
Developing the proposition. MENTORED BY MASHAURI
Benefits when the task gets done 1, 2, 4, The prestige of owning one s own space Comfort: A safe space of their own Security of knowing that space is safe Preferably conduct this exercise off line with whiteboards or flip charts and your co-founders / colleagues. Then capture the information onto this page 3, 2, Trying to secure funding through a bond Opportu nity to move up through the housing market 4, Looking for safety and dignity 3, Trying to get into the housing market 1. Select a market segment (refer to your customer empathy map) and name your customer 2. On yellow stickies , describe what task they are trying to get done 3. On orange stickies , describe what are their biggest benefits 4. On blue stickies , describe their biggest problems 5. Order them in importance to the customer (top to bottom). You can do that on this page or copy the stickies and do the ordering on another page. Customer task 1, Land ownership 1, Trying to provide some security to self and significan t others 3, Lack of opportunity 4, Inability to enter into market 2, Fear Problems when task is not done satisfactorily MENTORED BY MASHAURI
Benefit creators 2, The reductio n of the use of paraffin heating, so less shack fires possible 1, Dignity and pride achieved 3, The upgrading of shack lands through beautification and sustainable living, reducing the reliance on the municipality 1, Safe, sustainable housing option Preferably conduct this exercise off line with whiteboards or flip charts and your co-founders / colleagues. Then capture the information onto this page 2, An affordable and aesthetically pleasing house 4, A house where toilet facilities are inside the home 1. On yellow stickies , describe what solution or products & services you plan to provide 2. On orange stickies , state what problems will be relieved. 3. On blue stickies , describe what benefits will be created. 4. Order them in importance (top to bottom). (You can do that on this page or copy the stickies and do the ordering on another page). Your solution 1, Safety will be increased, no more outside toilets 3, An option that can attain finance 2, Dignity can be increased 3. Some equity will be achieved, can sell up and move on 4. My solution will start creating suburbs out of shacklands Problem relievers MENTORED BY MASHAURI
Pulling the two sides of the value proposition together 1. Review example on next page 2. Copy and paste customer side of proposition on next page (maintain position) 3. Copy and paste product side of proposition on next page (maintain position) 4. Complete venture, segment and example name MENTORED BY MASHAURI
Benefit creators Benefits Still do good work Relationshi p with kids Have enough time Sleep well System to book time Focus on priorities Less stress Offer guidance Less guilt Kids with direction Success metrics Have fun Appreciate life Spend time with kids Customer jobs Products & services Trying to find spare time Manage expectatio ns of all Quality activities System to prioritise Letting people down Not time Regular not one-off Less or no guilt Positive habit forming Do a poor job Have +ve relationshi ps Guilt Problems Problem relievers Value Proposition Development Venture: Time-4-Goals Segment Busy professionals Name: Freddy MENTORED BY MASHAURI
Benefit creators 1, Dignity and pride achieved 2, The reductio n of the use of paraffin heating, so less shack fires possible Benefits Benefits when the task gets done 3, The upgrading of shack lands through beautification and sustainable living, reducing the reliance on the municipality 1, Safe, sustainable housing option 1, 2, 4, The prestige of owning one s own space Comfort: A safe space of their own Security of knowing that space is safe 3, 2, Trying to secure funding through a bond Opportu nity to move up through the housing market 2, An affordable and aesthetically pleasing house 4, Looking for safety and dignity 3, Trying to get into the housing market 4, A house where toilet facilities are inside the home Customer Customer jobs task Products & services 1, Safety will be increased, no more outside toilets 1, Land ownership 1, Trying to provide some security to self and significan t others 3, An option that can attain finance 3, Lack of opportunity 4, 2, Dignity can be increased Inability to enter into market 2, Fear 3. Some equity will be achieved, can sell up and move on Problems when task is not done satisfactorily Problems Problem relievers Value Proposition Development Venture: HCIB Endevours Segment The Entrants Name: Bradley Thorne The MENTORED BY MASHAURI
Supporting material (The three pages that follow highlight how Strategyzer AG (strategyzer.com) portray their value proposition tool. Acknowledgements to Strategyzer AG (strategyzer.com) responsible for some of the material used in the training module. Note that the tool used in Mashauri is not the same as the value proposition canvas MENTORED BY MASHAURI
Gains describe the outcomes and benefits your customers want. Some gains are required, expected, or desired by customers, and some would surprise them. Gains include functional utility, social gains, positive emotions, and Gains Jobs describe the things your customers are trying to get done in their work or in their life. A customer job could be the tasks they are trying to perform and complete, the problems they are trying to solve, or the needs they are cost savings. Customer jobs Pains describe anything that annoys your customers before, during, and after trying to get a job done or simply prevents them from getting a job done. Pains also describe risks, that is, potential bad outcomes, related to getting a job done badly trying to satisfy. Pains or not at all.
Gain creators Gain Creators describe how your products and services create customer gains. They explicitly outline how you intend to produce outcomes and benefits that your customer expects, desires, or would be surprised by, including functional utility, social gains, positive emotions, and cost savings. Products & services Pain relievers describe how exactly your products and services alleviate specific customer pains. They explicitly outline how you intend to eliminate or reduce some of the things that annoy your customers before, during, or after they are trying to complete a job or that prevent them from doing so. Pain relievers
