Financial Performance Highlights of Mega Financial Holding Co., Ltd.

DISCLAIMER This document is provided by Mega Financial Holding Co., Ltd. (the "Company"). Except for the numbers and information included in the Company's financial statements, the information contained in this document has not been audited or reviewed by any accountant or independent expert. The Company makes no express or implied representations or warranties as to the fairness, accuracy, completeness, or correctness of such information or opinions. This document is provided as of the date herein and will not be updated to reflect any changes hereafter. The Company, its affiliates and their representatives do not accept any responsibility or liability for any damage caused by their negligence or any other reasons, nor do they accept responsibility or liability for any loss or damages arising from the use of this document or the information contained herein or anything related to this document. This document may contain forward-looking statements, including but not limited to all statements that address activities, events or developments that the Company expects or anticipates to take place in the future based on the projections of the Company toward the future, and various factors and uncertainness beyond the Company's control. Therefore, the actual results may differ materially from those contained in the forward-looking statements. This document is not and cannot be construed as an offer to purchase or sell securities or other financial products or solicitation of an offer. This document may not be directly or indirectly reproduced, redistributed or forwarded to any other person and may not be published in whole or in part for any purpose. 2

Table of Contents Operation Highlights 1 Financial Performance 2 Operating Performance 3 Appendix 4 3

1Q/21 group earning was up 222.5%YoY Mega FHC & Subs. 1-3Q/20 earning trend 1Q/20 1Q/21* Unit: NT$MN 6,222 4,264 1,929 1,386 1,153 585 712 105 59 (99) (129) 115 Mega Bank Mega Bills Mega Sec. CKI Others and Adjustment Mega FHC * 1Q/21 are un- audited figures 4

Group fee was up 21.7% YoY; group net revenue was up 35.1% YoY Mega Group1Q/21 net revenue breakdown Mega Group consolidated net revenue * Unit: NT$MN Insurance premium 3.5% Other Revenue 1.9% 1Q/2020 1Q/2021* Net trading gain 21.7% 8,269 Net interest income 53.7% 7,832 Net fee revenue 19.3% 3,159 2,818 2,315 Mega Group 1Q/21 net revenue trend 510 464 288 271 Unit: NT$MN 14,590 10,797 -539 NII Fee Trading gain Insurance Others 1Q/20 1Q/21* * 1Q/21 are un-audited figures. 5

Table of Contents Operation Highlights 1 2 Financial Performance Operating Performance 3 Appendix 4 6

Strong dividend policy 9.07% 9.04% 8.72% 7.69% 7.65% 7.58% To prevent over-inflated capital base as well as to maintain sufficient capital for future growth, our dividend policy is: Maintain high payout ratio At least 50% of dividend payout in cash form. ROE ROA 0.80% 0.79% 0.75% 0.67% 0.66% 0.63% 2.13 2.07 1.89 1.84 1.65 Unit: NT$ 1.70 1.70 1.58 EPS 1.50 1.42 0.46 82% Payout 86% Payout 80% Payout 79% Payout 86% Payout 2016 2017 2018 2019 2020 1Q/21* 5.30% 6.17% 6.24% 5.56% 6.55% Div yield** * 1Q/21 are un-audited numbers; ROE and ROA annualized numbers. ** Cash dividend yield = cash dividend / last trading day share price of that year 7

Stable capital position Mega Bank Mega FHC CAR/RBC Requirement: CAR: 10.50% Tier-1: 8.50% Moody s: A1 / S&P: A+ Requirement: 100% Moody s: A2 Common equity tier 1 ratio 14.04% 13.92% 13.86% 13.65% 129.61% 122.95% 122.11% 119.59% Credit rating 112.34% 111.75% 111.38% 12.70% 12.66% 12.54% 12.33% Double leverage ratio 109.81% Regulatory requirement 2018 2019 2020 1Q/21* 2018 2019 CKI P&C 2020 1Q/21* Mega Bills Mega Securities Requirement: 200% Requirement : 150% Requirement : 8.0% Moody s: A3 / S&P: A- 762.18% 500.03% 720.14% 683.99% 447.81% 13.69% 13.57% 644.70% 13.21% 12.58% 363.03% 349.22% 2018 2019 2020 1Q/21* 2018 2019 2020 1Q/21* 2018 2019 2020 1Q/21* * 1Q/21 are un-audited numbers 8

Table of Contents Operation Highlights & Strategic Focus 1 Financial Performance 2 Operating Performance 3 Appendix 4 9

Large corporate, SME and mortgage loans were all up Mega Bank quarterly loan balance* Mega Bank 1Q/21 loan breakdown Growth trend Unit: NT$bn 1,888 Total 1,990 YoY: 5.4% QoQ: 4.7% 1,901 1,901 1,898 Other consumer 5% Mortgage 21% 684 Large corp. 34% 633 673 700 722 YoY: -5.3% QoQ: 8.2% Large corp. Gov.- linked 1% 726 Other corp. 2% 712 690 YoY: 8.9% QoQ: 2.0% 685 SME 667 Other corp** Gov-linked 48 47 SME 37% 47 48 48 13 11 12 13 13 424 405 385 YoY: 20.3% QoQ: 4.7% 367 353 Mortgage Other consumer 95 92 89 88 86 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 * Mega Bank quarterly end balance, internal numbers; includes loan, factoring, A/R financing, L/C, credit card revolving and non-accrual loan but excludes guarantee. ** Includes Gov-linked Non-Profit Organization and etc. 10

Manufacturing sector shown significant growth momentum in 1Q/21 Mega Bank loan balance trend by industry* 1Q/21 loan breakdown by industry* 1Q/21 4Q/20 1Q/20 Growth trend YoY:0.3% QoQ: 7.3% Unit: NT$BN 520 Manufacturing 484 518 147 144 147 Transport & Telecom YoY: 0.3% QoQ: 2.5% Others 7% Manufacturing 26% 307 302 272 YoY: 12.8% QoQ: 1.4% Real estate Consumer 27% 142 136 138 Retail & wholesales YoY: 2.9% QoQ: 4.3% Transport & Telecom 8% Gov. agency 0% 127 122 143 YoY: -11.0% QoQ: 4.3% Financial Service 3% 56 55 59 Real estate 16% YoY: -5.0% QoQ: 1.6% Service Financial 6% Retail & wholesales 7% 7 8 8 YoY: -14.1% QoQ: -13.0% Gov. agency 545 YoY: 17.0% QoQ: 6.5% Consumer 512 464 139 141 139 YoY: -0.3% QoQ: -1.5% Others** * Mega Bank internal numbers, includes loan, factoring, A/R financing, L/C, credit card revolving and non-accrual loan but excludes guarantee. ** Main component for Other Industry : leisure (hotel & restaurant) industry 11

OBU and domestic loan jumped higher in 1Q/21 Mega Bank 1Q/21 loan breakdown by regions * Unit: NT$bn Growth YoY: 0.5% QoQ: -1.2% Overseas branches 336 Overseas branches 17% 340 343 335 349 237 OBU 271 223 232 252 Growth YoY: -12.6% QoQ: 6.1% OBU (offshore banking unit) 12% 1,417 1,336 1,317 1,306 1,283 Domestic Domestic 71% Growth YoY: 10.4% QoQ: 6.0% 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 * Mega Bank quarterly end balance, internal numbers; includes loan, factoring, A/R financing, L/C, credit card revolving and non-accrual loan but excludes guarantee. ** OBU stands for Off-shore Banking Unit 12

NTD loan was up higher in 1Q/21; FCY/USD loan balance stabilized. Mega Bank 1Q/21 loan breakdown by currency: NTD vs. foreign currency loan * Unit: NT$bn 625 Growth YoY: -4.6% QoQ: 0.8% 656 621 648 FCY loan** 665 FCY loan 33% NTD loan 1,296 1,268 NTD loan 67% 1,243 1,214 1,198 Growth YoY: 8.1% QoQ: 2.1% 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 Mega Bank USD Loan balance* Unit: NT$bn 478 476 Growth YoY: -9.5% QoQ: 1.4% 454 431 425 USD Loan** Growth YoY: -5.6% QoQ: -1.4% 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 28.93 31.02 29.63 29.10 USD FX rate 30.08 * Mega Bank quarterly average balance, internal numbers; includes loan, factoring, A/R financing, L/C, and non-accrual loan but excludes credit card & guarantee. ** Foreign currency and USD loans include OBU, overseas branched and some domestic branched loans. 13

1Q/21 demand deposits jumped higher; 1Q/21 NTD time deposit was up to support future growth Mega Bank deposit balance * Mega Bank 1Q/21 deposit breakdown Growth YoY: 14.2% QoQ: 5.8% Unit: NT$bn 2,744 2,593 2,476 2,442 Total:2,402 548 FX time deposit 571 576 FX FX time 20% 627 606 demand 19% 813 694 NTD time deposit 623 653 668 NTD time 30% 528 510 NTD demand 31% FX demand deposit 481 413 476 854 819 NTD demand deposit 762 720 715 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 * Excludes interbank deposit, Central Bank deposit & Chunghwa Post re-deposit ; internal numbers. ** Includes retail and corporate deposit but excludes due from central banks and banks 14

LDR was down slightly as demand deposit surged Mega Bank s total LDR* Mega Bank s USD LDR** Mega LDR Industry LDR*** 56.67%55.80% 77.46%78.61%77.21%76.60%77.53%76.45% 54.61% 53.75%53.36% 53.37% 52.29% 74.11% 50.38% 72.61% 75.40% 73.81% 73.39%73.07% 72.79% 71.95% 72.71% 70.75% 2Q/19 3Q/19 4Q/19 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 2Q/19 3Q/19 4Q/19 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 * Total LDR calculation is based on loan/deposit end balance ** USD LDR calculation is based on average loan/deposit balance of that quarter *** Source: Central Bank of Taiwan 15

Interest spread continued to inch up higher Mega Bank total loan interest spread* Mega Bank overseas loan interest spread* Spread Yield Cost 3.31% Spread Yield Cost Industry spread ** 3.13% 2.51% 2.29% 2.00% 1.91% 1.83% 1.67% 1.79% 1.65% 2.28% 1.52% 1.48% 2.20% 1.52% 1.30% 0.86% 1.84% 1.78% 0.62% 0.52% 0.39% 4Q/20 1.61% 1.60% 4Q/19 1Q/20 2Q/20 3Q/20 1Q/21 1.35% 1.31% 1.29% Mega Bank domestic loan interest spread* 1.25% 1.25% 1.19% Spread Yield Cost 1.32% 1.31% 1.20% 1.22% 1.19% 1.78% 1.74% 1.55% 0.99% 1.51% 1.46% 1.43% 0.85% 0.59% 1.32% 1.29% 1.20% 1.15% 1.14% 1.09% 0.47% 0.42% 0.35% 0.45% 0.46% 0.36% 0.35% 0.33% 0.32% 4Q/19 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 4Q/19 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 * Overseas loan includes overseas branches and OBU loan; internal numbers. 16

1Q/21 FCY/USD NIM inched up higher Mega Bank quarterly FCY NIM* Mega Bank quarterly Total NIM* 0.98% 0.92% 0.83%0.85%0.83% 0.93% 0.96% 0.82%0.85% 0.87% 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 Mega Bank quarterly NTD NIM* Mega Bank monthly USD NIM* 1.03% 0.91%0.95% 0.89%0.84% 0.85%0.81% 0.74% 0.75%0.81% 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 * NIM = annualized net interest income / average interest earning assets of that quarter; internal numbers. 17

Wealth management fee remained stable Mega Bank wealth management gross fee breakdown* Unit: NT$MN 700 898 658 644 92 Total: 608 101 589 567 107 552 139 106 113 Management fee** 106 121 89 110 108 255 138 Mutual fund fee 144 203 203 431 377 320 166 239 170 289 101 Bancassurance fee Structured products fee 139 135 126 94 67 87 56 72 2Q/19 3Q/19 4Q/19 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 * Mega Bank internal data; gross wealth mgmt fee, NOT net wealth mgmt fee. ** Profit sharing scheme of fund mgmt fee and trust account mgmt fee. 18

Wealth management net fee was up 20.7% YoY Mega Bank net fee breakdown 1Q/20 1Q/21 Unit: NT$MN 782 648 562 512 294 250 99 54 63 52 34 9 Wealth Mgmt* FX Loan fee** Custodian Credit card Others Mega Bank net fee trend Mega Bank 1Q/21 net fee breakdown Credit card 4% Unit: NT$MN Others 0% Custodian 3% 1,779 1,778 1,689 1,670 WM 47% 1,335 Loan fee 31% 1Q/20*** 2Q/20 3Q/20 4Q/20 1Q/21 FX 15% * Net wealth mgmt. fee, plus/deduct adjustment for marketing cost, rebate, and profit sharing with partners. ** Includes corporate loan fee, consumer loan fee, guarantee fee and factoring fee ***1Q/20 is adjusted number as Mega Life Insurance Agent was merged into Mega Bank in 2Q/2020. 19

Benign asset quality Mega Bank NPL balance & NPL ratio Mega Bank loan loss reserved and coverage ratio 1120.08% 0.29% 0.28% 614.19% 0.27% 0.24% 561.06%609.21% 725.59% 0.21% 562.66% 0.14% Unit: NT$MN Unit: NT$MN 5,421 5,314 5,053 4,695 3,977 30,783 30,417 29,899 29,282 28,857 28,833 2,614 4Q/19 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 4Q/19 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 20

NPL formation remained stable Mega Bank NPL ratio by customer * Mega Bank new NPL as % of total loan * Large corp. NPL% 0.17% 0.16% 0.13% 0.04% 0.01% 0.01% 4Q/19 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 New NPL 0.18% 0.06% 0.06% 0.06% SME NPL % 0.02% 0.02% 0.60% 0.45% 0.43% 0.41% 0.41% 0.24% 4Q/19 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 4Q/19 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 Mortgage NPL % 0.22% 0.21% 0.21% 0.20% 0.18% 0.16% 4Q/19 1Q/20 2Q/20 3Q/20 4Q/20 1Q/21 * Excludes gov. loan, gov-linked corp. loan and other corp. loan, which all have 0% NPL. 21

Table of Contents Operation Highlights 1 Financial Performance 2 Operating Performance 3 4 Appendix 22

1Q/2021 Mega FHC consolidated P&L statement NT$MN, EPS:NT$ Net interest income Net fee revenue Insurance revenue Financial assets and liabilities at fair value thru P&L Gain from fin. assets at fair value through other comprehensive income Gain from debt investment measured by amortized cost Equity method investment gain Gain on reclassification under the overlay approach FX spread gain Asset impairment loss (write-back) Property gain Other non-interest revenue (net) Operating net revenue Operating expense Pre-provision operating profit Provision expense on loan Reserved on insurance Pretax profit Tax Net profit EPS (NT$) 1Q/2021* 1Q/2020 YoY -5% 22% 10% 7,832 2,818 510 2,088 579 8,269 2,315 464 -2,181 -196% 726 0 -34 -140% 105 510 -5 -318% 340 288 10,796 -7,054 3,742 -1,184 -169 -110% 2,389 -460 1,929 0.14 -20% 0 13 5 458 10 6 271 -95% -10% -98% -6% 35% 3% 96% -96% 14,590 -7,249 7,341 -43 17 7,315 -1,094 6,222 0.46 206% 138% 222% 229% 1Q/2021 are un-audited numbers. 23

1Q/2021 Mega FHC consolidated balance sheet NT$MN Assets: Cash and due from banks Bills and bonds under RP agreement Fin. assets at fair value through P&L Fin. Assets at fair value through other comprehensive income Debt instrument investment measured by amortized cost Other financial assets A/R, net Loan, net Equity method LT investments, net Land, premises and equipments, net Others Total assets Liabilities Due to banks Deposits CP & Bond payable Bills & bonds sold under repurchase agreement Other liabilities Total liabilities Capital stock (common stock) Capital surplus Retain earning Equity adjustment items Minority shareholder interest Total stockholders' equity Total liabilities and stockholders' equity Book value per share (NT$) 1Q/2021* 1Q/2020 YoY 544,352 2,838 219,725 565,167 606,539 4,992 97,921 1,979,211 5,556 24,906 24,181 4,075,387 531,299 3,968 206,642 550,411 344,695 6,514 79,387 1,875,089 5,521 24,933 20,055 3,648,514 1% 34% -3% 3% 56% 5% -9% 3% 78% -2% 9% 6% 503,155 2,763,651 44,968 256,525 176,765 3,745,063 135,998 114,558 412,733 2,420,317 34,886 289,112 166,669 3,323,716 135,998 108,941 41% 4% 28% -7% -2% 7% 0% 0% 1% 1% 68,194 68,194 11,573 11,664 330,324 4,075,387 - - - 324,798 3,648,514 23.88 0% 6% 0% 24.29 * 1Q/2021 are un-audited numbers. 24

1Q/2021 Mega Bank consolidated P&L statement NT$MN, EPS: $NT Net interest income Net fee revenue Financial assets and liabilities at fair value thru P&L Gain from fin. assets at fair value through other comprehensive income Gain from debt investment measured by amortized cost FX spread gain Equity method investment gain Asset impairment loss (write-back) Other non-interest revenue (net) Operating net revenue Operating expense Pre-provision operating profit Provision expense on loan Pretax profit Tax Net profit EPS (NT$) 1Q/2021* 1Q/2020 YoY 7,265 1,670 1,204 7,975 1,689 -2,092 443 -9% -1% -158% -94% 27 0 13 419 0 -34 477 -8 93 -138% -12% -194% -22% 25% -2% 84% -97% 208% 208% 208% 213% 7 73 10,677 -5,725 4,952 8,544 -5,847 2,696 -1,097 1,600 -214 1,386 0.16 -30 4,923 -659 4,264 0.50 * 1Q/2021 are audited numbers. 25

1Q/2021 Mega Bank consolidated balance sheet Unit: NT$MN Assets: Cash and due from banks Bills and bonds under RP agreement Fin. assets at fair value through P&L Fin. Assets at fair value through other comprehensive income Debt instrument investment measured by amortized cost Other financial assets A/R, net Loan, net Equity method LT investments, net Land, premises and equipments, net Others (net) Total assets Liabilities Due to banks Deposits CP & Bond payable Bills & bonds sold under repurchase agreement Other liabilities Total liabilities Capital stock (common stock) Capital surplus Retain earning Equity adjustment items Previous equity of business combination entity Total stockholders' equity Total liabilities and stockholders' equity Book value per share (NT$) 1Q/2021* 1Q/2020 YoY 1,979,211 17,294 10,565 3,679,396 547,804 3,973 56,788 415,503 602,480 492,576 10,358 57,168 396,955 530,084 37,933 1,889,958 17,300 13,829 3,451,678 11% -62% -1% 5% 14% 89% 6% 5% 1% 0% -24% 7% 205 108 40,132 5,440 5,409 495,479 2,768,681 14,580 95,023 3,381,863 85,362 62,220 144,219 410,648 2,617,464 13,000 12,271 103,712 3,157,095 85,362 62,220 139,995 21% 6% -38% 19% -8% 7% 0% 0% 3% -18% 8,100 5,732 7,006 0 0 297,533 3,679,396 294,583 3,451,678 1% 7% 1% 34.86 34.51 * 1Q/2021 are audited numbers. 26

37 offices in 17 countries; 20 offices inNew South Bond Area Mega Bank s Extensive Overseas Franchise Toronto London Amsterdam China: Vancouver Suzhou branch Wujiang sub-branch Kunshan sub-branch Ningbo branch NewYork Paris SiliconValley Chicago Tokyo LosAngeles Osaka HK Yangon Mumbai* Cambodia: 1 branch+4 sub-branches Panama Ho Chi Minh City Thailand:1 sub.+ 4 branches Manila Singapore Newly opened: Myanmar Yangon branch opened in early 2021. Cambodia 4th sub-branch opened in early 2021. Labuan Kuala Lumpur* 37 offices includes: 24 branches 6 sub-branches 2 rep. offices 1 Thai bank sub. + 4 branches In Progress: Hai Fong Rep. office in Vietnam, TBA. Hai Duong branch in Vietnam, TBA. Indonesia Jakarta Rep. office, TBA. Brisbane Sydney Melbourne * Kuala Lumpur and Mumbai are rep. offices. 27