Health Insurance System in Japan - Overview and Costs

Libyan International Medical university Faculty of Business Administration Health Insurance System in Japan By : Sondos Aloud ID : 1500

TABLE OF CONTENTS Private Health Insurance in Japan Health Insurance in Japan The Japanese health system INTRODUCTION 04 01 02 03

TABLE OF CONTENTS Costs of Health Insurance in Japan REFERENCE CONCLUSION 07 05 06

INTRODUCTION Social health insurance schemes are generally health insurance provided by governments to its citizens, especially to low and middle income populations. understood as schemes insurance

Health Insurance in Japan Health insurance in Japan is generally provided through their universal Japanese citizens and non-citizens staying in Japan longer than a year are required to enroll in the health insurance plan. Health insurance in Japan covers roughly 70% of medical costs include: health care system. All Hospital visits. Primary and specialty care. Mental health care. Approved prescription drugs. Home care institutions. Hospice care. Physical therapy. Most dental care. services provided by medical

The Japanese health system 90% 70% 70% The Long Term Care Insurance The Employee Health Insurance National Health Insurance For the elderly over 65. For full-time employees and their family. For students, freelancers, self- employed, farmers, and the retired.

Private Health Insurance in Japan Some covered by National Health Insurance or Employees' Health Insurance. These treatments include: medical treatments are not some pre-natal care, deliveries and pregnancy terminations. Orthodontics. High cost cosmetic procedures. 30% For this reason, many non-Japanese citizens choose to take out private health insurance in Japan from a private provider. Those staying for fewer than twelve months may also need to apply for private health insurance in Japan.

Costs of Health Insurance in Japan The cost of the National Health Insurance varies according to the insured person's area of residency. In the 23 wards within Tokyo, the monthly fee in 2010 for people who did not need to pay a metropolitan residents tax was 3,325 yen. People with an annual income less than a certain amount may get a 70% or 50% or 20% reduction on their insurance fee.

CONCLUSION Medical insurance in Japan varies according to several variables; these include whether the person in question is visiting, working, or studying, their age, factors. The health insurance in japan is community- based system. Japanese citizens and non- citizens residing in japan for longer than a year are required to be enrolled in one of schemes. Monthly costs are generally based on salaries, and coverage for medical costs varies with each scheme. and other important

REFERENCE International Japan. www.internationalstudentinsurance.com/japan- student-insurance/healthcare-in-japan.php. Matsuda, Ryozo. Fund. Www.commonwealthfund.org, 5 June 2020, www.commonwealthfund.org/international-health- policy-center/countries/japan. Student Insurance. Healthcare in Internationalstudentinsurance.com, 2019, Japan | Commonwealth

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