Investment Concepts and Types for Financial Growth
Explore the concept of investment, types of investments, and the importance of investing for financial growth. Learn about real property, tangible personal property, securities, and commodity investments, and understand how investing can help combat the impact of inflation on the value of money and income.
Download Presentation
Please find below an Image/Link to download the presentation.
The content on the website is provided AS IS for your information and personal use only. It may not be sold, licensed, or shared on other websites without obtaining consent from the author. If you encounter any issues during the download, it is possible that the publisher has removed the file from their server.
You are allowed to download the files provided on this website for personal or commercial use, subject to the condition that they are used lawfully. All files are the property of their respective owners.
The content on the website is provided AS IS for your information and personal use only. It may not be sold, licensed, or shared on other websites without obtaining consent from the author.
E N D
Presentation Transcript
KONSEP INVESTASI 23 SEPTEMBER 2021 OLEH : THEZAR FIQIH HIDAYAT HASIBUAN
PROFIL NAMA S1 S2 PENGALAMAN JUNIOR AUDITOR KAP SYAMSUL BAHRI TRB RELATIONSHIP MANAGER PT.BNI : THEZAR FIQIH HIDAYAT HASIBUAN : USU (2016) : USU (2020) 2
PRELIMINARY INCOME WHY INVEST INVESTOR PENSION PLAN SHORT TERM/LONG TERM
INVESTMENT PLACEMENT OF CURRENT FUNDING/MONEY WITH AN EXPECTATION OF MAKING A PROFIT IN THE FUTURE WHAT IS INVESTMENT DELAYING TO USE CURRENT FUNDING/MONEY TO GAIN THE ADDED FUTURE TOTAL UTILITY
TYPE OF INVESTMENT REAL PROPERTY INVESTING TO ASSETS SUCH AS LAND, BUILDING, ETC
TYPE OF INVESTMENT TANGIBLE PERSONAL PROPERTY INVESTING TO ASSETS SUCH AS GOLD, DIAMOND, ANTIQUES, ETC
TYPE OF INVESTMENT INVESTING TO SECURITIES IN THE CAPITAL MARKET SUCH AS BOND, STOCK, DEPOSIT, ETC FINANCIAL INVESTMENT
TYPE OF INVESTMENT COMMODITY INVESTMENT INVESTING TO COMMODITY SUCH AS COFFEE, PALM, ETC
THE IMPORTANCE OF INVESTMENT THE INCREASE OF INFLATION RATE DECREASE THE VALUE OF MONEY AND THEN DECREASE THE CAPABILITY OF PEOPLE S TO SPEND MONEY INFLATION THE RATE INCREASE OF INCOME IS BELOW THE INFLATION RATE, THAT DECREASE THE CAPABILITY OF PEOPLE S TO SPEND MONEY INCOME INCREASE BELOW INFLATION RATE THE INCREASED NECESSITIES OF LIFE MAKE INVESTING BECOME THE ALTERNATIVE WAY TO GET BETTER LIFE INCREASED NECESSITIES OF LIFE
THE IMPORTANCE OF INVESTMENT THE INCREASE OF INFLATION RATE DECREASE THE VALUE OF MONEY AND THEN DECREASE THE CAPABILITY OF PEOPLE S TO SPEND MONEY INFLATION THE RATE INCREASE OF INCOME IS BELOW THE INFLATION RATE, THAT DECREASE THE CAPABILITY OF PEOPLE S TO SPEND MONEY INCOME INCREASE BELOW INFLATION RATE THE INCREASED NECESSITIES OF LIFE MAKE INVESTING BECOME THE ALTERNATIVE WAY TO GET BETTER LIFE INCREASED NECESSITIES OF LIFE
INVESTMENT MOTIVES - - - - - CONTINUITY IN INVESTMENT GAIN MAXIMUM PROFIT CREATE PROSPERITY IN LIFE SUPPORT NATION GROWTH DECREASE INFLATION RATE
INVESTMENT PROCESS SET GOALS SET INVESTING POLICY HOW THE INVESTOR MANAGE THE FUNDING FROM STOCK, BOND, ETC, TO BE INVEST IN SPECIFIC SECTOR SETTING GOALS ABOUT WHAT AND WHERE THE INVESTOR WOULD LIKE TO INVEST THEIR FUNDING/MONEY CHOOSE ASSETS SET PORTFOLIO STRATEGY HOW THE INVESTOR WILL ACT IN INVESTING, IS IT ACTIVE OR PASSIVE INVESTOR CHOSING THE ASSETS TO INVEST, WITH A PROBABILITY OF GAINING HIGHEST RETURN EVALUATING INVESTOR EVALUATE THE INVESTMENT THEY HAVE DONE
INVESTMENT PROCESS - WHAT WILL THE INVESTOR DO WITH THEIR INVESTMENT? IS IT FOR A CURRENT CONSUMPTION OR IS IT FOR PENSION PLAN? - IDENTIFY RISK PROFILE EVERY TYPE OF INVESTMENT HAVE A DIFFERENT TYPE OF RISK RATE. EX: DEPOSIT HAVE A LOWER RISK RATE, BUT IT ALSO HAVE A LOWER RETURN RATE. UNDERSTANDING THE RISK OF INVESTMENT MADE US EASIER TO PUT OUR MONEY IN WHICH INVESTMENT - SET INVESTMENT TIME HORIZON INVESTOR HAVE A DIFFERENT CHARACTERISTICS. SOMETIMES THE INVESTOR WILL TO BE PATIENT TO GET HIGH RETURN IN A LONG TERM INVESTMENT, SOMETIMES THEY RE NOT PATIENT ENOUGH AND LIKE TO TRADE OR SELL AND BUY THE INVESTMENT IN SHORT TERM INVESTMENT KNOW YOUR INVESTMENT GOALS
INVESTMENT RISK - THE RISK COME FROM THE INCREASE OF INTEREST RATE - DEFAULT RISK THE RISK COME FROM THE ASSET ISSUER FAILED TO PAY THE INTEREST OF THE ASSET(INVESTMENT) - INFLATION RISK THE RISK COME FROM THE INCREASE OF INFLATION RATE - CURRENCY RISK THE RISK COME FROM THE DECLINING OF CURRENCY EXCHANGE RATES - POLITICAL RISK THE RISK COME FROM THE POLITICAL ISSUE MARKET RISK
INVESTOR TYPE - THIS TYPE OF INVESTOR ALWAYS AVOIDING EVERY RISK IN INVESTMENT. THEY TEND TO INVEST IN THE ASSETS THAT HAVE A LOWER RISK. - RISK INDIFFERENCE THIS TYPE OF INVESTOR SOMETIMES TAKE A CHANCE TO INVESTING IN RISKY INVESTMENT, BUT THEY RE NOT WILLING TO DO THIS CONTINUISLY. - RISK SEEKER THIS TYPE OF INVESTOR LOVE TO SEEK A RISK, BECAUSE THEY THOUGHT THAT HIGHER THE INVESTMENT RISK, THE HIGHER PROFIT THEY WILL GAIN. RISK AVOIDER
POST TEST - - - - SEBUTKAN DAN JELASKAN KEUNTUNGAN DAN RESIKO BERINVESTASI JELASKAN PERNYATAAN MENURUT ANDA, SEMAKIN DINI BERINVESTASI MAKA SEMAKIN BAIK! APAKAH INVESTOR SAMA DENGAN PENJUDI? APAKAH ANDA SUDAH MULAI BERINVESTASI? JIKA YA SILAHKAN CERITAKAN DIMANAKAH ANDA BERINVESTASI, JIKA TIDAK SILAHKAN BERIKAN ALASAN SERTA KAPAN ANDA AKAN MULAI BERINVESTASI.
