Key Insights from 2020 Open Enrollment Meeting - Maryland Health Benefits Exchange

12 takeaways from 2020 open enrollment n.w
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Discover key takeaways from the 2020 Open Enrollment meeting of the Maryland Health Benefits Exchange Board of Trustees. Explore enrollment figures, market shifts, target groups, social growth, mobile trends, and contact information for further inquiries.

  • Maryland Health Exchange
  • Open Enrollment
  • Health Insurance
  • Market Trends
  • Mobile Apps

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  1. 12 Takeaways from 2020 Open Enrollment MHBE Board of Trustees Meeting January 21, 2020

  2. 158,934 Md. +1% 215,484 Enrollment at four-year high Compared favorably with early national numbers Reinsurance continues to fortify total indiv. market Dorchester +15%, Allegany +10%, Worcester +9%, Montgomery +1% HealthCare.gov -1.5% in preliminary count Total on/off-exchange also up 1% from 212,149 a year earlier Anne Arundel -2% 14 states, including Md., have reported growth for 2020 so far Some state exchanges still in open enrollment. Final #s by March 2

  3. 82,000 Market shift Going for Gold Lower premiums led to lower deductibles. Enrollment not only held steady; many upgraded. Private plan enrollments facilitated with assistance CareFirst at 61% of QHP market, up from 53% in 2019 1/2 of 2020 qualified health plans assisted, down from 70% + prior years CareFirst gained 16% Kaiser declined 16% Platinum (1,955) up 13% Gold (55,421) up 27% Call Center: 15,000 QHPs Navigators (129): 18,500 QHPs Brokers (400): 49,000 QHPs Silver (63,364) -15% Bronze (34,445) +3% Catastrophic (3,415) -2% 3

  4. Target groups Social growth More familiar, More favorable Enrollments down slightly Shifts in fed policy on penalty + public charge may have had impact but more analysis needed. 65,000 social media engagements in Q4 2019 In survey this fall, 84% of 450 young adults familiar with MHC judged it favorably, up 23 pts from 2017. Among uninsured 18-34s, 2/3rds desire coverage Growth fueled by YI influencers, Spanish content, navigator videos Instagram: +78% Linked In: +27% Twitter: +3% Facebook: +2% MHBE won Award of Excellence for outreach from Public Relations Society of America Young adults -2% African-Americans -1% Hispanics -1% 4

  5. Mobile: The future is here Easy Enrollment coming this winter 398,414 Under 65 remain uninsured (est.) Mobile app use +24% Desktop visits -5% 1st of its kind in nation State tax filers will check boxes if they lack coverage + want MHBE to receive that information. 162,281 of them eligible for free or low-cost coverage (est.) 400,000 Chatbot uses since launch Remaining 240,000 would not qualify for $ help for various reasons: HH income, citizenship, employer coverage offer Top queries: 1. My account is locked 2. How do I upload documents? 3. Change MCO 5

  6. Andrew Ratner, Chief of Staff, 443-827-6558, aratner@maryland.gov @MarylandConnect

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