Smartest Superannuation Advice
At Cantor Accounting, we help individuals and businesses make smart, compliant, and future-focused decisions around superannuation.nn
Download Presentation
Please find below an Image/Link to download the presentation.
The content on the website is provided AS IS for your information and personal use only. It may not be sold, licensed, or shared on other websites without obtaining consent from the author. If you encounter any issues during the download, it is possible that the publisher has removed the file from their server.
You are allowed to download the files provided on this website for personal or commercial use, subject to the condition that they are used lawfully. All files are the property of their respective owners.
The content on the website is provided AS IS for your information and personal use only. It may not be sold, licensed, or shared on other websites without obtaining consent from the author.
E N D
Presentation Transcript
SMARTEST SUPERANNUATION ADVICE SECURE YOUR FUTURE WITH EXPERT GUIDANCE
WHY SUPERANNUATION MATTERS Superannuation (super) is more than just a retirement fund it s one of the most tax-effective ways to build long-term wealth in Australia. But without the right strategy, you could miss out on thousands in savings and benefits. At Cantor Accounting, we help individuals and businesses make smart, compliant, and future-focused decisions around superannuation. KEY SUPERANNUATION STRATEGIES WE RECOMMEND 1. Maximise Your Contributions Concessional contributions: Salary sacrifice or personal deductible contributions up to the annual cap. Non-concessional contributions: After-tax contributions to grow your super faster. Take advantage of carry-forward unused caps for catch- up contributions.
2. Set Up a Self-Managed Super Fund (SMSF) Greater investment control and flexibility. Ability to invest in property, shares, and even private assets. Best suited for balances over $250,000 with professional support. 3. Review Super Fund Performance Compare fund fees, returns, and insurance. Switch to low-fee, high-performing funds if needed. Consolidate multiple funds to save on costs. 4. Superannuation for Business Owners Tax-deductible super contributions for directors and employees. Protect personal wealth by using super for long-term growth. SMSF strategies for purchasing business property. 5. Retirement & Transition-to-Retirement (TTR) Planning Convert super into an income stream tax-free after preservation age. Use TTR strategies while still working to reduce tax and increase contributions. Plan early to ensure income security in retirement.
Common Mistakes to Avoid Ignoring annual contribution limits and incurring penalties. Choosing default funds without performance review. Missing out on government co-contributions or spouse contributions. Poor record-keeping and compliance in SMSFs. KEY SUPERANNUATION STRATEGIES WE RECOMMEND Personalised superannuation strategies SMSF setup, administration, and compliance Retirement and estate planning integration ASIC-licensed partnerships for financial advice Based in North Sydney, serving clients Australia-wide GETTING STARTED IS EASY Book your superannuation review today. ? info@cantoraccounting.com.au ? www.cantoraccounting.com.au ? North Sydney, NSW
