Special Home Finance Opportunities for Government Employees
"Discover how SA Home Loans, in partnership with GEHS, offers unique home finance solutions for government employees, including discounted interest rates, flexible loan terms, and assistance for impaired credit records. Explore mortgage loan products and affordability examples to make informed financial decisions."
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Presentation Transcript
HOME FINANCE HOME FINANCE SA Home Loans SA Home Loans in partnership with the partnership with the GEHS GEHS in
Through a partnership between the DPSA, PIC, GEPF and SA Home Loans, we are able to provide special home finance opportunities to government employees. This is done under the umbrella of the Government Employees Housing Scheme (GEHS) for which SA Home Loans is the home finance partner.
Who is SA Home Loans Who is SA Home Loans We are partners with the GEHS. An approved lender in terms of the scheme. We are interested in you and your needs We specialise in home finance We provide AMAZING SERVICE We re not a bank or a bond originator we do things differently We provide finance in house We do not send your documents to other banks.
Getting finance is about 3 Getting finance is about 3 things things http://ecx.images-amazon.com/images/I/71okIgddbxL._SL1500_.jpg Credit Health /Education Savings for Costs Affordability
Products from SA Home Products from SA Home Loans Loans Mortgage Loan product benefits A discounted interest rate when paying by salary stop order. Up to 100% of the purchase price, depending on affordability. A flexible loan term up to 20 years. Bond attorney costs discounted by up to 50%, unless they are covered by a developer. SAHL SAHL has to to assist assist government government employees impaired impaired credit credit records records. . has an an impaired impaired borrower s employees that borrower s product that have product have
Products from SA Home Products from SA Home Loans Loans Mortgage Loan Buying a NEW home Switching you existing home loan Access the equity in your property for things like renovations, maintenance on your existing home Housing Access Loan Non-mortgage home loan finance Transfer Assist Home Owners Cover Life Insurance
Affordability example Affordability example Budgeting Income Expenses Husband Salary Wife Salary Son Salary 8 000 6 000 3 000 Rent Food Medical Transport Personal loan Car repayment Credit card Cell phone DSTV Edgars 4 000 3 000 1 000 1 000 450 2 000 250 300 600 600 Total Income 17 000 Total Expenses 13 200 Affordability/Surplus Income Expenses 17 000 13 200 3 800
HOME FINANCE HOME FINANCE SA Home Loans SA Home Loans in partnership with the with the GEHS in partnership GEHS
THANK THANK YOU YOU
