Thriving at Work: Surprising Benefits of Wellness Programs

WELLNESS PROGRAMS 4 surprising ways wellness participants thrive at work 2014 Aflac WorkForces Report Aflac herein means American Family Life Assurance Company of Columbus and American Family Life Assurance Company of New York. WWHQ | 1932 Wynnton Road | Columbus, GA 31999. 8/14 Z140748

About the 2014 Aflac WorkForces Report The 2014 Aflac WorkForces Report is the fourth annual Aflac employee benefits study examining benefits trends and attitudes. Fielded in January 2014 by Research Now, a global online-sampling and online data-collection company. Responses from 5,209 American employees, 1,856 business decision- makers and 314 benefits brokers. Findings show the effect health care reform is having in the workplace and the growing importance of voluntary benefits to workers. For details on the survey methodology, visit Aflac WorkForces Report.com/About the Study. 2

1. Wellness program participants are more satisfied Wellness program participants express more confidence in their jobs and employers No program offered Program offered Program offered and participates Completely or strongly agree employer is known as a great place to work 44% 55% 58% Completely or strongly agree employer takes care of its employees 42% 52% 56% Are extremely or very satisfied with benefits package 45% 66% 68% Likely to look for a job in next 12 months 29% 22% 20% Are extremely or very satisfied in current job 54% 65% 69%

2. Wellness program participants are more knowledgeable and engaged Wellness program participants are more engaged in their companies' benefits No program offered Program offered Program offered and participates Completely or strongly agree they feel fully protected by their current insurance coverage 27% 41% 42% Taking full advantage of employee benefits 33% 50% 56% More knowledgeable about voluntary benefits compared to last year 43% 53% 58% Of those not offered voluntary benefits, likely to purchase such benefits if offered by their employers * 51% 60% 65% *Small sample size, less than 50.

2. Wellness program participants are more knowledgeable and engaged Wellness program participants are more knowledgeable about key health plan options No program offered Program offered Program offered and participates Extremely or very knowledgeable about Federal and State Exchange 9% 12% 14% Extremely or very knoweldgeable about HRAs 15% 28% 32% Extremely or very knowledgeable about FSAs 31% 50% 54% Extremely or very knowledgeable about HSAs 24% 39% 43% Extremely or very knowledgeable about HDHP 22% 31% 34% Have heard the phrase "consumer-driven health care" 23% 35% 40% Understand CDHC extremely or very well* 12% 24% 28% *Among those who heard the phrase consumer-driven health care.

3. Wellness program participants are more satisfied with their enrollment process Wellness program participants are more prepared for open enrollment decisions No program offered Program offered Program offered and participates Questions were answered during open enrollment* 45% 62% 64% Had sufficient time to prepare for open enrollment* 53% 71% 72% Were satisfied with current enrollment method 59% 76% 78% *Participants completely or strongly agree with the statement.

4. Wellness program participants are more financially secure Wellness program participants are more prepared for unexpected health expenses No program offered Program offered Program offered and participates Have peace of mind and can sleep at night 35% 46% 47% Have confidence in their ability to cope with the financial impact of illness or injury 22% 29% 32% Have a financial plan 36% 54% 60% Are extremely or very confident in their financial future 24% 38% 40%