U.S. Club and District Liability Insurance Program Overview
This information provides an overview of the U.S. Club and District Liability Insurance Program presented by Rotary International Risk Management Department. The program details the resources available, why presidents need to know about it, the insurance provided, typical general liability claims, role of the president, and resources for finding more information.
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Presentation Transcript
U.S. CLUB AND DISTRICT LIABILITY INSURANCE PROGRAM Presented by Rotary International Risk Management Department July 2017
What Presidents need to know The insurance program is for all active U.S. Rotary clubs and districts participation is mandatory Resources include: Website / insurance broker / RI s Risk Management Dept. Claims (and incidents) need to be reported The insurance is paid for by U.S clubs the premiums is determined each year and billed on the club s July Invoice 2
Why Presidents need to know about the Insurance Program To save money -clubs don t need to purchase duplicate coverage Claims Clubs are not on their own; claims (and incidents) should be turned over to the insurance company to handle To save time clubs can quickly obtain a certificate of insurance / access information about the Program Resources available may help a club reduce or avoid a claim Loss control, contract provisions, etc. 3
The Insurance Provided is: Directors & Officers / Employment Practices Liability (D&O / EPL) General Liability (GL) All other coverages must be purchased locally 4
Typical General Liability Claims Slip & Falls (Bodily Injury) Tripping over an obstacle such as cord, curb, or other objects Property Damage To the venue used for an event (damage to walls or the floor) 5
Role of the President as respects the Insurance Program The President is the point person for their club s claims Information Officers of club receive mailings with information on the insurance program rates, coverage changes, etc. Share information provide resources to club members involved in fund raising events 6
Resources Where to Direct Others to Find Information Gallagher (insurance broker) Toll Free: 1-833-3ROTARY Email: rotary@ajg.com RI s Risk Management - Email: insurance@rotary.org Website set up for U.S. Rotarians Gallagher Insight https://insight.ajg.com E-Mails from Risk Management to Club & District Officers 7